Sr Data Scientist

Are you ready to take your career to the next level? Regional strives to positively impact the financial lives of our customers. For over 35 years, our Team Members have been passionate about supporting customers through their financial challenges in life. They take pleasure in finding solutions and lending a helping hand, both to our customers and our communities. As we continue to grow and become a national brand in consumer financing, we hope youll consider us for future career opportunities. If you are looking to make a meaningful impact in peoples lives by bringing a personal touch to finances, join our team today! The Senior Data Scientist is responsible for performance analysis, through data science, machine learning, and advanced statistical analytics techniques in the areas of custom scorecard performance, loss forecasting, SOX controls, portfolio performance, payments, collections, operations, and companywide cross-functional projects. This position will utilize a combination of advanced financial services industry knowledge and advance statistical skills to analyze data, portfolio performance trends, and forecasting skills to support credit risk functions. The successful Senior Data Scientist will be self-motivated, highly analytical, and detail oriented. Duties and responsibilities Applies innovative and scientific/quantitative analytical approaches to draw conclusions and make recommendations to answer business objectives and drive change. Develop analytics regarding loan performance, including delinquency and credit losses, identifying key drivers and developing forecast expectations. Utilizes advanced statistical analytics to assess future risk, opportunities, and effectiveness and translates results into meaningful solutions to enhance decision making. Conducts ad hoc research projects incorporating project design, data collection and analysis, summarization of findings, and presentation of results. Applies advanced consumer lending business knowledge to produce advanced analytical material for discussions with cross- functional teams to understand complex business objectives and influence solution strategies. Interacts with stakeholders to understand their business questions, crafting the methodology, to mine/analyze datasets and delivers a final insightful recommendations to stakeholders. Minimum Qualifications Bachelor’s degree in Economics, Finance, Statistics, Mathematics, Actuarial Sciences, or other quantitative discipline. Preferred 8+ years of related experience in quantitative role Experience in data mining, modeling and analyzing analytic findings using SQL, SAS or R Moderate to Expert level skills in Microsoft Office Suite (Excel, Access, and Outlook a must) Must pass drug screen, criminal and credit background checks. Preferred Qualifications 8 – 10 years of quantitative experience inside a highly complex, large financial institution Credit risk modeling experience with strong ability in analytical problem solving. Advanced SAS experience; Python and machine learning modeling a plus Knowledge of RMC data structures, business practices and credit policy, a definite plus Critical Competencies Excellent oral and written communication skills. Excellent organizational skills with the ability to prioritize and handle multiple tasks and responsibilities simultaneously. Utilize appropriate analysis, judgment and logic when solving problems and making decisions. Demonstrated ability to apply complex financial and statistical principles. Effective written and verbal presentation skills; able to communicate well with Senior and Executive Management. Innovative problem solving, quantitative and analytical abilities. Detail-oriented. Able to work with minimal supervision. Flexible, proactive working style. Adaptive to a team environment. Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law (Protected Characteristics). Regionals policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations. Founded in 1987, Regional Finance provides services to 450,000 customers annually and provides employment for over 1750 team members and growing. We place an emphasis on making a meaningful difference in peoples lives by bringing a personal touch to finances and a commitment to diversity, equity, and inclusion that creates a work environment where all employees have a sense of belonging. Team members will have the opportunity to give back to their communities through our outreach program, Regional Reach, that services many organizations throughout the year such as the American Heart Association. Regional Finance is continuously expanding with future plans to become a national brand. Whether you are looking for a job in finance, customer service or even a management role, there are many opportunities for advancement within our company. Team members have an incredible benefits package, including but not limited to a comprehensive medical, dental, and vision plan, 401k plans with a company match, and PTO and paid holidays. At Regional Finance, we care about each other, our customers, and our communities and look for each Team Members strengths to meet our shared goals. We offer a variety of incredible benefits, including but not limited to a comprehensive medical, dental, and vision plan, 401(k) plans with matching company contributions, PTO and paid holidays, paid parental leave and an employee assistance program for mental health and counseling. Notice to California Applicants Regional Management Corp. (Regional Management, we, our, or us) respects the privacy of our employees personal information. Pursuant to the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act of 2020 (CPRA), we are required to provide California employees and job applicants with a privacy policy that contains a comprehensive description of our online and offline practices regarding our collection, use, sale, sharing, and retention of their personal information as well as a description of the rights they have regarding their personal information. This Privacy Policy provides the information the CCPA requires as well as other useful information regarding our collection and use of employees and job applicants personal information. If you are a job applicant who resides in the states of California, please review our California Employee Privacy Policy by clicking on the following link: California Employee Privacy Policy

Tagged as: data scientist remote jobs