Compliance Advisor

Mission Lane is seeking an experienced compliance professional who will be responsible for leading the compliance function for a fast growing fintech. This role will be responsible for effectively and efficiently delivering on the core components of the Compliance Management Program in addition to envisioning and delivering on an innovative, data-driven testing program.

The role will partner with colleagues in Legal, Risk, technology and business to ensure compliance with corporate policies and procedures as well as legal and regulatory requirements, and will identify, analyze and report on internal trends with respect to compliance risks. Applicants must have a passion to help Mission Lane’s goal to deliver products and services that dramatically improve the lives and financial well-being of the customers we serve.

This role will report to the Head of Enterprise Risk and Compliance,serve as a strategic partner and trusted advisor to the business, and be the enterprise BSA/AML Officer.

Day-to-day you will:

• Lead and execute against components of the Compliance Management Program, including:
  • Independent testing, including adherence to regulatory requirements, policies, procedures and controls
  • Issue and Incident Management assessments
  • Complaint management
  • Risk assessments
• Provide leadership,specialist knowledge and hands-on engagement with business teams on existing and emerging compliance matters to ensure a culture of compliance and partnership that leads to pragmatic, viable solutions
• Provide second line oversight of regulatory compliance and BSA/AML/OFAC functions, including appropriate training and testing leveraging automated compliance and BSA/AML control and monitoring systems where possible
• Deliver reporting for divisional leads, executive leadership, Board and bank partners on an established cadence, identifying trends that help inform the business of potential improvements needed, and provides recommendations to support
• Deliver on sponsor bank partner requests and communication on compliance program, issues and testing

To set you up for success on day one, Mission Lane is also looking for candidates who have:

• Bachelor’s degree or combination of 4 years of higher education and specialized compliance training
• Eight (8) or more years of experience in a relevant compliance professional role for a fintech or another applicable financial services company
• Professional certification American Bankers Association Certified Regulatory Compliance Manager (CRCM)
• Solid working knowledge of laws, regulations and industry rules that apply to credit and debit cards, including FCRA/Reg V, TILA/Reg Z, ECOA/Reg B, UDAAP, BSA/AML, SCRA, GLBA, TCPA, FDCPA, Electronic Fund Transfers Act (EFTA)/Reg E, BSA/AML/OFAC and state privacy and servicing/debt collection laws
• Strong oral and written communication and interpersonal skills and ability to effectively present information to and influence risk-balanced outcomes
• Growth mindset and a high-degree of mature self-direction and ability to effectively prioritize work and adapt to change
• Tech-savvy and innovative thinker who isn’t satisfied with the status quo
• Ability to work independently and as part of a team
• Proficiency with basic computer applications, including Google Suites and Microsoft Office products

 Preferred: 

• Experience as a financial institution compliance and BSA/AML/OFAC professional within a national bank or a financial institution, including advanced experience as a BSA Officer
• Masters Degree or Juris Doctorate
• Professional certifications(s) Certified Risk Professional (CRP) and/or Certified Anti-Money Laundering Specialist (CAMS)

Compensation:

Target base salary:  $ 125,000-$185,000