About RenoFi
The demand for home renovations has never been stronger, yet, it’s surprisingly difficult for a new homeowner to renovate. It can take a decade to build up enough home equity and savings to pay for a major renovation. As a result, recent homeowners do a lot of financially-suboptimal things to compensate like borrow from their 401k, rack up credit card debt, and use high-interest personal loans. Or they just live unhappily for years in a home that doesn’t meet their family’s needs.
But by completing a major renovation, homeowners are increasing the value of their home. Professional real estate investors leverage this After Renovation Value (ARV) to roll the increase in value into new properties all the time. But there hasn’t been a great way for homeowners to take advantage of this. If homeowners had an ability to borrow against the ARV, they could increase their borrowing power up to 10x.
To meet this need, RenoFi created a platform that enables homeowners to borrow funds from RenoFi approved lenders in the form of the first home equity loan purpose-built for renovations! Unlike standard home equity loans, RenoFi Loans use the value of your home post-renovation which lets you borrow the most money at the best possible terms.  RenoFi is creating a full suite of renovation loan products to better suit the needs of today’s homeowners!
For homeowners, RenoFi makes it possible to renovate years earlier than might be otherwise feasible. For contractors, we empower the financing of renovations at the point of sale, reducing instances of scope reduction, and ensuring prompt payment. Our lender partners, most often credit unions, rely on RenoFi’s platform to generate loans, create efficiencies, and grow membership. The lenders pay RenoFi for the new loans, which allows us to offer our services to homeowners for free. RenoFi is truly a win-win-win for everyone involved.
RenoFi is backed by some of the best startup investors in the world, including Canaan Partners and First Round Capital.
What you’ll do at RenoFi
Our team is focused on crafting an experience that makes the complex process of financing a renovation accessible, easy to understand, and even a bit whimsical at times (thanks to our fantastic product design team!). On a given day, we might be working on the interfaces that will help homeowners navigate the process of financing their renovation, or the systems that enable our lending partners.
We’re still a small team. You’ll have a ton of impact and work across a number of areas. You’ll work with the team to build new product functionality from start to finish as well as polish the existing product. You’ll contribute in the product process, exploring options to solve our customers’ needs, thinking through system design and scalability, and ultimately implementing features across the stack.
We work within a microservices architecture running on GCP. We use Ruby, Google Cloud SQL, GraphQL, Redis, Sidekiq, RabbitMQ, Docker, and Kubernetes. Our frontend is built in React with TypeScript. We use a lot open source technology and encourage finding ways to make components of our applications open source in return – you can see more at on our Github page.

What you’ll bring to the team

    • Senior level of proficiency with Ruby or similar language
    • Writing well-tested database-driven and API-centric applications
    • Extremely proficient with SQL and API design and implementation; GraphQL is a plus
    • Experience working within a microservices-based containerized environment using tools like Docker and Kubernetes is a plus.
    • Experience with automated testing (unit/integration/e2e)
    • Strong verbal and written communication skills
    • Participate in on-call rotations as required by the team lead
We are committed to hiring and cultivating a diverse team. If you are uncertain about whether you meet our requirements, please apply anyway!
We are a globally distributed team
RenoFi has been built from the start as a fully distributed team with an intentional focus on growing a strong team and culture that spans timezones and nationalities. Here’s one fun example!
Please highlight any prior experience working remotely when applying. US or GMT-adjacent timezones will be prioritized.
RenoFi offers competitive cash and equity compensation. Some benefit offerings will vary from country to country. In the United States, we offer competitive health and retirement plans. All staff across the globe enjoy a flexible vacation policy.
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