Fraud Risk Analyst

About the Role

As a founding member of Ramp’s Fraud Strategy & Operations team, you will leverage data to develop and optimize fraud strategies, including underwriting (KYC/B, OFAC, fraud risk) and customer management (payment, transactions, account take-over) strategies. This role requires an understanding of fraud concepts & data sources, fluency with data, and the ability to drive a broad set of projects fairly independently. The role also requires the ability to work with cross-functional teams (product, engineering, operations, finance, marketing, sales and design) to influence and execute on risk strategies.

What You’ll Do

• Leverage external and internal performance data to come up with insights to develop best in class fraud policies (e.g. identity/first party fraud, transaction fraud, account takeover fraud, KYC/B, etc.) that will create value for Ramp and its customers
• Deep dive into individual fraud events to perform root cause analyses, and combine the insights with a data driven approach to develop fraud defenses
• Partner with product, engineering and design teams to execute fraud policies and features
• Implement fraud risk metric monitoring by researching/ resolving risk events and developing levers that mitigate risk factors
• Partner with data scientists to build and leverage fraud risk models in Ramp’s risk policy
• Drive Ramp’s customer experience by diving deep into the flow of funds (repayments, chargebacks, etc.)
• Research emerging underwriting and fraud trends to innovate on Ramp’s decisioning systems and policies

What You Need

• Minimum 2 years of experience in fraud risk management or quantitative strategy role
• Minimum 2 years of experience using SQL or Python for data retrieval and manipulations
• Experience within consumer/corporate/small business cards, payments, invoices, lending, or related industries
• Excellent written and verbal communication skills

Nice-to-Haves

• Experience in high growth startups
• Experience building complex financial products

Compensation

• The annual salary/OTE range for the target level for this role is $114,750-$135,000 + target equity + benefits (including medical, dental, vision, and 401(k)

Ramp Benefits (for U.S. based employees)

• 100% medical, dental & vision insurance coverage for you
  • Partially covered for your dependents
  • One Medical annual membership
• 401k (including employer match on contributions made while employed by Ramp)
• Flexible PTO
• Fertility HRA (up to $5,000 per year)
• WFH stipend to support your home office needs
• Wellness stipend
• Parental Leave
• Relocation support
• Pet insurance