Business Analyst

The Business Analyst supports the Lumin Digital leadership team by assisting in preparing pricing proposals, managing Statements of Work (SOWs), and conducting financial and operational analysis. This role is highly collaborative across Delivery, Sales, Finance, Legal, and Product departments to provide data-driven insights for business planning and decision-making. The Business Analyst is expected to build foundational reports and maintain data accuracy while gaining exposure to strategic forecasting.

Key Responsibilities:
Assist in creating and maintaining sales proposals, SOWs, and price sheets to meet baseline profitability standards.
Analyze gross margin and cost trends and support revenue forecasting efforts.
Conduct financial modeling and generate ad hoc reports to support sales and operational planning.
Evaluate pricing proposals and assess alignment with company goals.
Maintain and validate data related to billing and pricing to ensure accurate invoicing and forecasting inputs.
Partner with cross-functional teams to gather requirements, support inquiries, and deliver actionable insights.
Interpret and communicate analytical findings clearly to stakeholders.
Perform other duties as assigned.

Qualifications:
Bachelors degree in Finance, Accounting, Economics, or a related field.
Minimum 2 years of experience in financial analysis, reporting, or forecasting.
Strong Excel and spreadsheet skills; exposure to tools such as SQL or Tableau is a plus.
Demonstrated analytical thinking, attention to detail, and ability to work in a fast-paced environment.
Strong communication skills with the ability to explain financial concepts to non-technical stakeholders.
High level of integrity and discretion in handling confidential information.

Knowledge, Skills, & Abilities
Demonstrates behaviors aligned with PSCU and Lumin Digital values.
Exercises discretion and independent judgment in decision-making.
Communicates effectively in both verbal and written formats.
Delivers presentations using various audio-visual tools with confidence and clarity.
Manages multiple projects simultaneously while meeting tight deadlines in a fast-paced environment.
Applies strong analytical and quantitative skills to solve problems and drive insights.
Maintains a high level of confidentiality with sensitive information and materials.
Proficient in word processing, spreadsheet, and general office software applications.
Adapts quickly and effectively under pressure in a complex and dynamic work environment.
Travels as needed to support business objectives and job responsibilities.

Education:
Education: Bachelors degree in Finance, Accounting, Economics, or a related field required. BS/BA required.
Experience: At least two (2) years of experience with financial forecasting, analysis, or reporting experience is preferred.

Travel: Minimal, generally 12 days or less per year, ~2X team get togethers a year

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$85,000 – $95,000 a year
LIFE AT LUMIN DIGITAL

Lumin Digital is a trailblazer in digital banking solutions, driven by a unique approach to technology, service, and people. We empower credit unions and banks by creating cutting-edge digital experiences that continuously serve, engage, and grow their membership base. Lumin is 100% cloud-native, purpose-built to unlock the full advantages of the cloud for financial institutions and their users.

At Lumin, we thrive on curiosity and innovation. Our culture fosters trust – in our expertise and decisions, respect – for diverse perspectives and talents, and boldness – in pursuing innovative paths. These values guide us, shaping a workplace where collaboration thrives, ideas flourish, and new possibilities are discovered. Focused on continuous improvement and innovation, we encourage our team to explore, experiment, and put new ideas into action, challenging the usual way of doing things.

All qualified applicants, including those with arrest or conviction records, will be considered for employment. Any conditional offer will include a notice regarding the review of the candidates criminal history as part of the hiring process.

For more information, visit lumindigital.com.

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