Combining church and financial management into one software means less time on administrative tasks and the need for multiple tools. With proper accounting, churches can maintain financial transparency. This builds trust with members and donors by showing exactly how funds are being used. Church management software with accounting helps churches and religious organizations handle administrative and financial tasks on a single platform. It merges essential church functions like membership tracking, event planning, volunteer coordination, and communication with accounting tools that support donation tracking, budgeting, payroll, expense monitoring, and financial reporting.
Churches need through donations, fundraising and tithes to sustain operations. That is why handling it’s finances can be tricky business. Churches function differently than typical businesses or nonprofits, which makes their administrative needs unique. To support these specific needs, we’ve compiled a list of the top 10 church management software with accounting features.
Top 10 Church Management Software with Accounting
1. ChurchTrac
ChurchTrac is a cost-effective accounting solution for churches that want essential financial and member management tools without breaking the bank. Its simple design and useful features make it especially helpful for small to mid-sized congregations.
You can easily manage member details such as contact info, family links, and attendance. The platform keeps all records in one place, which helps with communication and tracking member involvement. The donation management system lets churches record gifts, run pledge campaigns, and issue contribution statements. Members can give online through credit card or bank transfer, adding convenience to their giving experience.
Features
- Tracks multiple church funds with clear, separate records
- Automatically syncs with bank accounts
- Creates and sends out donor statements for tax season
- Records and reconciles donations to reduce errors
- Includes a member portal, website builder, and mobile app.
Pros
- Combines financial and member tools in one platform
- Manages online and offline donations effectively
- Offers tools for communication, scheduling, and attendance tracking
- Provides a clean and user-friendly interface.
Cons
- Lacks a payroll feature
- Some reporting tools have limited customization.
Pricing
- Standard Plan: $9/month
- Plus Plan: $24/month.
Verdict
ChurchTrac simplifies donation tracking, enhances member management, and reduces manual tasks through automation. For churches with limited budgets, it offers a reliable solution without sacrificing key features.
2. Tithe.ly
Tithe.ly offers cloud-based accounting tools designed specifically for churches. It supports financial management, internal operations, communication, and digital outreach. Churches can connect Tithe.ly with QuickBooks Online to keep financial records accurate and updated.
Tithe.ly also supports church management, event registration, service planning, marketing, and website/app creation. This all-in-one solution helps churches manage both finances and community engagement from a single platform.
Features
- Accept donations in six ways: text message, check scanning, kiosk, online, cryptocurrency, and mobile giving.
- Use an intuitive dashboard to track giving patterns like weekly averages, recurring vs. one-time gifts, and processing fees.
- Let donors choose to cover transaction fees or set up recurring donations.
- Generate end-of-year tax statements for donors in just a few clicks.
- Launch and manage multiple giving campaigns using the built-in pledge campaign tool.
- Accept one-time payments for purchases like coffee, books, and merchandise.
Pros
- Mobile-first donation experience
- Simple tracking of donation and donor history
- Text-to-give functionality
Cons
- No free plan available
- Limited functionality outside of donation and giving features
Pricing
$72/month
Verdict
If your church values simplicity, mobile-first giving, and unified support Tithe.ly is a strong choice with solid user ratings. Just plan for a bit of manual bookkeeping at month‑end and be sure to provide training to your team.
3. ChMeetings
ChMeetings simplifies financial management for church administrators, treasurers, and leaders without accounting backgrounds, helping them track funds, reconcile accounts, and create detailed financial reports quickly and accurately. Its mobile‑friendly design lets church leaders access financial data and manage operations remotely. The software lets churches track and manage multiple funds separately to ensure donation transparency and compliance with designated purposes.
Features
- Enables churches to set budgets, monitor spending, and ensure expenditures align with financial goals.
- Automates workflows by syncing with bank accounts and importing transactions based on preset rules.
- Account Reconciliation
- Records and organizes donations systematically for accurate tracking and reporting.
- Produces detailed reports on income, expenses, fund allocations, and overall financial health to support decision‑making.
Pros
- Supports multiple languages
- Offers secure donation tracking and online payment processing
- Provides affordable, tiered pricing based on church size
Cons
- Lacks some advanced financial management tools.
Pricing
- Starts at $12/month
Verdict
ChMeetings consolidates accounting, communication, event planning, and donation tracking into a single platform. This unified solution replaces multiple disconnected tools, reduces administrative overhead, and improves cost‑effectiveness in church administration.
4. Aplos
Aplos’ founder, a CPA and executive pastor, built each software section with non-accountants in mind. It makes managing church or nonprofit accounting simple even without accounting experience. Aplos connects online donations and gives tracking directly to your books. You can enter donations once and Aplos records and categorizes them automatically. It also generates customized year‑end giving statements and tax receipts with minimal effort.
Features
- Set up and manage a general ledger and custom chart of accounts.
- Handle multicurrency transactions for global nonprofits
- Monitor KPIs and gain insights into financial health
- Access the platform on any device to manage finances remotely
- Protect financial data while supporting multi-user access.
Pros
- Intuitive design helps non-accountants adopt fund accounting easily
- Built-in donor management and fundraising tools eliminate separate platforms
- Multiple users can collaborate securely across roles and permissions.
Cons
- Some users report challenges with generating reports
- Fewer integrations with third-party apps.
Pricing
- Lite plan- $79/month
- Core plan- $129/month
- Advanced- $229/month
Verdict
Aplos has features for churches and nonprofits that general accounting tools often overlook. Though the monthly fee is higher than some alternatives, its specialized tools make it an excellent investment for faith-based organizations needing accurate accounting, donation tracking, and financial clarity.
5. Realm
Realm helps church families stay connected throughout the week and simplifies daily church administration. Users can manage tasks from any device and any location. The platform supports churches by centralizing communication, finances, and operations into one accessible system. Pastors and staff can engage their congregants effectively using the mobile app and built-in communication tools.
Features
- General Ledger – Tracks financial transactions and generates financial statements
- Accounts Receivable – Handles invoicing and payment collection
- Accounts Payable – Records vendor bills and processes payments
- Bank Reconciliation – Matches internal records with bank statements
- Budgeting – Sets account-specific budgets and compares them with actuals
- Inventory – Monitors inventory levels and valuation
- Order Entry – Captures sales orders and links them to fulfillment processes
- Purchase Order – Creates and manages purchase orders.
Pros
- Automates workflows across finance and operations
- Offers financial and operational insights
- Supports remote access through cloud and mobile platforms
- Protects data with built-in controls and audit trails.
Cons
- May feel complex for first-time users
- Offers limited options for customization
Pricing
Starts at $31/month.
Verdict
Realm helps churches organize member information securely in a shared database. Multiple users can access and manage data simultaneously, making it easier to oversee church operations and engage with the community.
6. PowerChurch Plus
PowerChurch Software developed PowerChurch Plus to help churches handle their administrative and financial tasks in one place. The software supports membership management, contribution tracking, accounting, event scheduling, and record keeping. Churches can use the built-in fund accounting system to track designated funds, manage payroll, and generate transparent financial reports. Its interface allows churches of various sizes to get started quickly without extensive training.
Features
- Manage contact details for both new and existing members
- Track attendance and generate ministry service metrics
- Plan and organize church events with the built-in calendar
- Record and manage contributions, income, payroll, and bills
- Maintain an accurate and separate ledger for fund accounting.
Pros
- Dedicated fund accounting designed for church finances
- Combines multiple tools in one interface
- Suitable for small to mid-sized churches
- One-time payment with no recurring fees
- Simple layout that reduces onboarding time.
Cons
- Lacks a cloud-based version for remote access
- Interface design feels outdated.
Pricing
$395 one-time license fee
Verdict
PowerChurch Plus has essential tools for managing finances, contributions, members, and events. Its fund accounting system and affordable pricing make it a smart choice for churches looking for a dependable and easy-to-use software solution.
7. Elvanto
Elvanto is a cloud-based church management system that helps churches organize and oversee their members, groups, volunteers, events, check-ins, and finances. Church leaders can use Elvanto’s membership management tools to gather and store contact details, interaction records, notes, and demographic data in one central location. They can enter member data manually or collect it through customizable website forms and email submissions. The platform also allows churches to manage donations and financial records while integrating with various online giving platforms.
Features
- Member database with contact and demographic tracking
- Custom form builder for data collection
- Event registration and attendance tracking
- Volunteer scheduling and service planning tools.
Pros
- Seamless integration with multiple financial and donation platforms
- Easy-to-use interface for managing different church functions.
Cons
- The check-in system can occasionally be unreliable
Pricing
- 50 active adults: $15/month
- 100 active adults: $31/month
- 200+ active adults: $62/month.
Verdict:
Elvanto equips churches with an accessible management system to handle memberships, events, donations, and team coordination more efficiently. It serves as a practical solution for growing congregations seeking better organization.
8. IconCMO
IconCMO is a web-based church management with accounting software built to handle the specific financial needs of churches and religious organizations. The software categorizes donation batches automatically as deposits in the accounting system to reduce manual entry and increase accuracy. It also manages incoming payments and imports bank transactions to assist with reconciliation.
Features
- Tracks financial pledges across various funds to improve budget planning and forecasting.
- Prepares donor records for the next fiscal year and ensures accurate data continuity.
- Manages donor records and contributions efficiently.
- Generates electronic or printable donation statements with multiple formatting options.
- Allows personalized notes on donations for internal tracking.
Pros
- Connects multiple features in one platform to generate comprehensive financial and contribution reports.
- Offers intuitive navigation with clear layout and helpful screen prompts.
- Provides flexible and readable reports, including contribution statements.
- Includes responsive and patient support that helps resolve user issues.
Cons
- Exports may include missing names or excessive data, requiring manual cleanup.
- Navigation can be difficult when restarting or exiting a process.
- Search functionality for journal entries or anonymous gifts may be hard to locate.
Pricing
- Starts at $36/month for churches with 1–50 families.
- Scales based on the number of families.
9. TouchPoint
TouchPoint is a cloud-based church management software built for mid-sized to large churches that need a customizable, ready-to-use solution. Church leaders and administrators can manage communication, engagement, and member data using both the web platform and its mobile app.
Features
- Integrates online giving through TouchPoint Giving to process and track donations.
- Generates detailed financial and contribution reports.
- Offers a mobile app that provides access to sermons, events, and donation tools.
- Includes a self-check-in option for members to mark attendance at events.
- Supports media sharing such as Bible verses, worship lyrics, and sermon videos.
- Allows integration with accounting software like Sage.
Pros
- Mobile app supports church engagement on smartphones.
- Technical support responds promptly to issues.
- Provides built-in tools for communication and giving.
Cons
- System updates take time to roll out.
- Setup process requires a learning curve for new users.
Pricing
Available upon request
Verdict
TouchPoint suits churches that want a flexible digital system with mobile engagement. Its features support donation management, member communication, and event coordination while allowing churches to sync financial records with third-party accounting tools.
10. QuickBooks Online
QuickBooks Online isn’t built specifically for churches, but its flexible tools and user-friendly design make it a strong option for managing church finances. It handles donations, expenses, payroll, and fund accounting with accuracy and helps maintain compliance with reporting standards. As a cloud-based platform, it enables access and collaboration between church administrators and finance teams. The system also connects with third-party tools like Tithe.ly, simplifying donation tracking across channels.
Features
- Customizable chart of accounts to track funds across programs, departments, or initiatives
- Automated entries for recurring expenses, payroll, and donations to reduce manual input
- Centralized donor database for issuing receipts and generating tax-related reports
- Integration with donation platforms like Tithe.ly
- Multi-currency support for churches operating internationally
- Built-in invoicing tools for tracking receivables.
Pros
- Integration with Tithe.ly allows synced donation tracking and reporting.
- Supports automated workflows for recurring transactions.
- Cloud-based system offers remote access and updates.
- Invoicing tools support accounts receivable management.
Cons
- High subscription cost compared to some alternatives
- Limited church-specific customization features.
Pricing
- 30-day free trial available
- Paid plans start at $35/month for the basic plan.
Verdict
QuickBooks Online offers a well-rounded accounting solution that supports key financial tasks for churches. Its integration with donation tools, cloud access, and automation features help churches maintain financial control and transparency. While it lacks some church-specific capabilities found in niche tools, it remains a dependable platform for general church accounting needs.
Managing a church involves more than just spiritual leadership; it requires clear organization, financial integrity, and a deep commitment to accountability. Church management software with accounting helps bridge the gap between ministry and management by combining essential tools for both community engagement and financial oversight.