Risk Analyst

Reporting to the VP, Risk and Compliance you will contribute to the implementation, embedment, ongoing operationalisation, and monitoring of Zip’s enterprise risk and control management frameworks.

Interesting problems you’ll get to solve

You will be responsible for supporting the VP, Risk and Compliance in:

• Using the Zip Risk Management Framework to reinforce risk responsibilities and guide the business in managing risks.
• Operationalizing Zip’s Risk Appetite Statement including risk indicators.
• Collaborating and coordinating with functional areas to monitor risk profiles against and actions to be taken.
• Building and strengthening relationships with business stakeholders to aid in identifying risks and control improvements.
• Providing risk advice to the business.
• Providing guidance to the business on appropriate remediation and treatment plans for addressing incidents and control deficiencies
• Conducting monitoring & testing activities over key processes & controls within the business.
• Conducting process mapping exercises, including conducting workshops, documenting process steps, identifying risks and controls.
• Reviewing, updating and enhancing risk frameworks, policies and supporting documents.
• Identifying and collecting data to form risk insights, including key risk indicators, key control indicators and risk appetite metrics.
• Conducting assessment of controls effectiveness and operational design.
• Contribute to reporting provided to Risk Committees (at Management and Board level).
• Risk education, awareness and training.
• Promote Zip’s desired risk culture.

What you’ll bring to the team 

• At least 3-4 years as a Risk Analyst
• Experience in financial services/consumer banking, fintech/BNPL (desirable)
• A positive mindset paired with a strong bias to action
• An inquiring mind and be fearless with challenging assumptions and the status quo
• Strong written and verbal communications skills
• An ability to build interpersonal relationships with, and influence, key stakeholders across the business
• A can-do attitude
• Commercial solutions to the table – You own it and do it
• Our values in your DNA: Customer First, Own It, Stronger Together and Change the Game

Our Values in Your DNA:

• Customer First – Always putting the customer at the heart of decision-making.
• Own It – Taking accountability and driving impactful outcomes.
• Stronger Together – Collaborating to build a world-class team and company.
• Change the Game – Pioneering innovative solutions and challenging the status quo.